Mutual Fund Sahi Hai Series

www.finviseindia.com                                                                                       (Source : AMFI website) "What are Hybrid Mutual Funds?" Our choice of meals when we dine depend largely on the time at hand, the occasion and of course, our mood. If we’re in a hurry, say during an office lunch or eating before boarding a bus/train, we may opt for a combo meal. Or if we know a combo meal is famous, we may not bother to go through the menu. A leisurely meal would mean ordering individual items from the menu, as many as we’d like. Similarly, an investor in a Mutual Fund can select and invest individually in various schemes, e.g.  equity fund ,  debt fund ,  gold fund ,  liquid fund , etc. At the same time, there are schemes...

www.finviseindia.com                                                                                       (Source : AMFI website) What are Debt Mutual Funds?? A debt fund is a Mutual Fund scheme that invests in fixed income instruments, such as Corporate and Government Bonds, corporate debt securities, and money market instruments etc. that offer capital appreciation. Debt funds are also referred to as Income Funds or Bond Funds. A few major advantages of investing in debt funds are low cost structure, relatively stable returns, relatively high liquidity and reasonable safety. Debt funds are ideal for investors who aim for regular income, but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds. If you have been saving in trad...

www.finviseindia.com                                            (Source : AMFI website) What are Equity Mutual Funds? An Equity Fund is a Mutual Fund Scheme that invests predominantly in shares/stocks of companies. They are also known as Growth Funds. Equity Funds are either Active or Passive.  In an Active Fund, a fund manager scans the market, conducts research on companies, examines performance and looks for the best stocks to invest. In a Passive Fund, the fund manager builds a portfolio that mirrors a popular market index, say Sensex or Nifty Fifty. Furthermore, Equity Funds can also be divided as per Market Capitalisation, i.e. how much the capital market values an entire company’s equity. There can be Large Cap, Mid Cap, Small or Micro Cap Funds. Also there can be a further classification as Diversified or Sectoral / Thematic. In the former, the schem...

  www.finviseindia.com                                                                                                                                                                (Sources : AMFI website)                                                                                                               ...

www.finviseindia.com "What are Mutual Funds???" To many people, Mutual Funds can seem complicated or intimidating. We are going to try and simplify it for you at its very basic level. Essentially, the money pooled in by a large number of people (or investors) is what makes up a Mutual Fund. This fund is managed by a professional fund manager . It is a trust that collects money from a number of investors who share a common investment objective. Then, it invests the money in equities, bonds, money market instruments and/or other securities. Each investor owns units, which represent a portion of the holdings of the fund. The income/gains generated from this collective investment is distributed proportionately amongst the investors after deducting certain expenses, by calculating a scheme’s “ Net Asset Value or NAV . Simply put, a Mutual Fund is one of the most viable investment options for the common man as it offers an opportunity to invest in a divers...